Expert Insurance Solutions

We help you
navigate risk smartly protect your future stay secure

Downstream Insurance Brokers Limited is your trusted partner for bespoke insurance solutions and expert risk management. We simplify the process, negotiate on your behalf, and ensure your claims are settled swiftly and fairly.

Expert Professionals

Our seasoned team brings deep industry knowledge and hands-on experience to every policy.

Licensed & Trusted

We are fully registered with NCRIB and licensed by NAICOM to handle all insurance classes.

Reliable Partnerships

We work with top-rated insurers to offer stable, trusted protection across all sectors.

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Transparent Processes

No hidden terms. No fine-print surprises. Just clear policies and open communication.

Best Rates & Terms

We negotiate competitive premiums and favourable policy conditions on your behalf.

End-to-End Support

From policy setup to renewals and claims — we manage it all for you.

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Who We Are

Your Reliable Insurance Partner

At Down Stream Insurance Brokers Limited, we empower individuals and businesses across Nigeria to face the future with confidence. Registered with the NCRIB and licensed by NAICOM, we bring unparalleled expertise in general and life insurance broking, ensuring you receive personalized solutions and seamless support from policy inception to prompt claims settlement. Trusting us with all your risks gives you a great advantage because:

What We Cover

What Can We Protect For You?

Your life, your business, your dreams – they are all unique. That is why we offer a broad spectrum of general and life insurance solutions designed to match your specific needs. Trust us to help you find the perfect fit.

Motor Insurance

Protect your ride and your peace of mind. Get comprehensive motor insurance that covers you, your vehicle, and others on the road. Drive worry-free!

Burglary Or Theft Insurance

Safeguard your valuable assets from the unexpected. Burglary and theft insurance provides financial protection for your property against forced entry or theft.

Marine Cargo Insurance

Moving goods? Make sure they arrive safe and sound. Our marine cargo insurance covers your shipments against risks on their journey, by land, sea, or air.

Money Insurance

Protect your cash, where it is and when it's moving. Money insurance covers loss of cash, cheques, and postal orders, whether on your premises or in transit.

Marine Hull Insurance

Keep your vessels protected, on every voyage. Marine hull insurance covers physical damage to your ships, boats, and their machinery, ensuring smooth sailing.

Public Liability Insurance

Accidents happen, but you can be prepared. Public liability insurance protects your business from legal costs and damages if a third party is injured or their property is damaged because of your operations.

Goods-In-Transit Insurance

Ensure your deliveries reach their destination, come what may. Goods-in-transit insurance protects your items while being transported, from theft, damage, or loss

Fidelity Guarantee Insurance

Trust is essential, but protection is smart. Fidelity guarantee insurance covers your business against financial loss due to dishonest acts by your employees.

Insurance That Simply Makes Sense

We are Here to Make Insurance Truly Simple

Insurance can sometimes feel like a maze of complicated words and tricky details. You just want to know you are properly covered, without needing a special degree to figure it out. That is exactly why Downstream Insurance Brokers is here.

We cut through all the fuss. Its is our superpower to explain your policy in plain language, showing you exactly what’s covered and what isn’t. In simple words, we provide you with straightforward advice and solutions made perfectly for your life or business.

One-stop Shop for Insurance Coverage

All-in-One Insurance

With us, you can confidently protect your assets, secure your livelihood,
care for those who matter to you, and enjoy comprehensive solutions that allow you to live and work without constant worry.
Downstream house insurance
car insurance
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Insurance
Hassle-Free Insurance Claims
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Best Insurance Offer

Premium Policies, Great Prices

Every Asset. Every Life. Covered.

Shielding your valuables and safeguarding your loved ones.

Motor Insurance
Protects your vehicle, finances, and road safety.
Marine Cargo Insurance
Shields goods in transit, ensures deliveries.
Burglary Or Theft Insurance
Safeguards property, secures your valuables.
Money Insurance
Protects cash, financial flow, daily operations.

Your Whole World, Protected.

Complete coverage for every part of your life and business.

Marine Hull Insurance
Protects vessels, machinery, sea operations.
Public Liability Insurance
Protects your business from third-party claims.
Goods-In-Transit Insurance
Secures your items during transport, and prevents loss.
Fidelity Guarantee Insurance
Guards your business against employee fraud, protects your finances.